THE GOLD COST CALCULATOR
Make every cost visible.
Model a purchase and an exit scenario using your own assumptions. All amounts are in U.S. dollars.
Example inputs only. The $4,000 reference is an arbitrary scenario, not a current quote or price forecast. This tool does not recommend a purchase.
YOUR SCENARIO
Formulas and assumptions
Metal value = reference price × fine troy ounces. Premium = metal value × premium %. Tax = (metal value + premium) × tax %. Purchase cost = metal value + premium + tax + fees. Storage = initial metal value × annual storage % × years. Net resale = resale reference × ounces × (1 − buyback discount %) − exit fees. Scenario result = net resale − purchase cost − storage.
Break-even resale reference = (purchase cost + storage + exit fees) ÷ [ounces × (1 − buyback discount %)]. If the discount is 100%, no finite break-even exists. A negative net resale means modeled exit fees exceed proceeds.
Storage is a simple estimate on the initial metal value, without compounding. Tax is a user-specified scenario, not a jurisdictional tax calculation. Excludes financing, income taxes and inflation. Use fine weight; do not reduce fine ounces by purity again.